State contracting in Colombia, insurance sector

State contracting in Colombia is regulated, monitored and controlled by the superfinanciera , guaranteeing transparency in the processes since when a state entity acquires the services of some type of policy, it seeks to protect its patrimonial interests and reduce the risk , likewise generate confidence when the provision of a good or service is performed. It is important to clarify the importance of insurance as it helps the economic movement and in this way manages to attract markets from other countries, where the acquisition of an insurance policy generates stability and confidence to the policyholders and / or beneficiary, therefore, it generates more market and globalization. From a policy is a contract between parties and seeks the common good and the protection of tangible and intangible assets, and that parts of a policy are; "i) corporate name, ii) i dent complete ification of the policyholder, iii) the validity of the contract, iv) the sum insured or the way of specifying it, or the scope of the coverage, v) the pri ma or the way of calculating it, vi) s eñala ment of the assumed risks, vii ) n ombre of insurance intermediaries, viii) l as general and special conditions agreed by the contract efore, ix) l firms as insurance company and the policyholder. " (Superfinanciera, 2018) From the economic point of view, the insurance companies are financial intermediaries that issue, as specific services , insurance policies or contracts, obtaining financing through the collection of the value or insurance premium, and constitute the appropriate reserves or technical provisions pending the payment of the indemnity or guaranteed benefit (sum insured), by a contingency occurred or estimate of its possible occurrence by actuarial methods and procedures.

• Autores: Carvajal Pacheco, Marcia Micheely
• Fecha de publicación: 2018
• Institución: Universidad Militar Nueva Granada
• Repositorio: Repositorio UMNG
• Idioma: spa
• OAI Identifier: oai:repository.umng.edu.co:10654/18166
• Acceso en línea: https://hdl.handle.net/10654/18166
• Palabra clave: CONTRATOS PUBLICOS; ADMINISTRACION PUBLICA; COMPAÑIAS DE SEGUROS; Premiums; Reserves; Claims; Insurance; Commissions; Reinsurance; Policies; Primas; Reserva; Siniestros; Seguro; Comisiones; Reaseguro; Pólizas
• License: Derechos Reservados - Universidad Militar Nueva Granada, 2018