Microfinance to the service of micro-enterprises and their effects
A microenterprise is an economic unit created to incentivize its owners, its initialcapital contribution comes mainly from savings from previous efforts, familycontributions, and loans. Likewise, one of the problems a microenterprise has isits financial structure. The funding decision has an implica...
- Autores:
- Tipo de recurso:
- Fecha de publicación:
- 2019
- Institución:
- Universidad Católica de Pereira
- Repositorio:
- Repositorio Institucional - RIBUC
- Idioma:
- spa
- OAI Identifier:
- oai:repositorio.ucp.edu.co:10785/11501
- Acceso en línea:
- https://revistas.ucp.edu.co/index.php/gestionyregion/article/view/335
http://hdl.handle.net/10785/11501
- Palabra clave:
- Rights
- openAccess
- License
- Derechos de autor 2019 Revista Gestión y Región
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Microfinance to the service of micro-enterprises and their effectsLas microfinanzas al servicio de la microempresa y sus efectosA microenterprise is an economic unit created to incentivize its owners, its initialcapital contribution comes mainly from savings from previous efforts, familycontributions, and loans. Likewise, one of the problems a microenterprise has isits financial structure. The funding decision has an implication on its financialperformance indicators, such as the level of debt, capital cost, the assumedrisk and lending capacity. With this article, it is pretended to present the mostrepresentative results regarding the perception microenterprise managers haverelated to its financial management and the acquisition of loans. In this way,is intended to contribute to the improvement of the financial education thatmicro-entrepreneurs have, this is accomplished through a qualitative researchsupported by a descriptive methodologyLa microempresa es una unidad económica creada por iniciativa de suspropietarios; su aporte inicial de capital proviene principalmente de ahorros detrabajos anteriores, aportes familiares y préstamos bancarios o extrabancarios.Asimismo, una de las problemáticas de la microempresa correspondea su estructura de financiamiento. La decisión de financiamiento tieneimplicaciones sobre sus indicadores de desempeño financiero, tales como elnivel de endeudamiento, el costo de capital, el riesgo asumido y la capacidad definanciamiento. El objetivo de este artículo es dar a conocer los resultados másrepresentativos sobre la percepción que tiene el microempresario respecto alefecto que produce en su gestión financiera la adquisición de crédito bancarioy/o extrabancario. De esta forma, se busca aportar elementos que contribuyancon el mejoramiento en el nivel de educación financiera que poseen losmicroempresarios. Esto se logra mediante una investigación de corte cualitativa,apoyada en la metodología descriptiva.Universidad Católica de Pereira2022-06-01T19:55:08Z2022-06-01T19:55:08Z2019-06-15Artículo de revistahttp://purl.org/coar/resource_type/c_6501http://purl.org/coar/version/c_970fb48d4fbd8a85info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionhttp://purl.org/coar/resource_type/c_2df8fbb1application/pdfhttps://revistas.ucp.edu.co/index.php/gestionyregion/article/view/335http://hdl.handle.net/10785/11501Revista Gestión y Región; Núm. 20 (2015); 91-1112216-11391900-9771spahttps://revistas.ucp.edu.co/index.php/gestionyregion/article/view/335/332Derechos de autor 2019 Revista Gestión y Regiónhttps://creativecommons.org/licenses/by-nc/4.0/deed.es_EShttps://creativecommons.org/licenses/by-nc/4.0/deed.es_ESinfo:eu-repo/semantics/openAccesshttp://purl.org/coar/access_right/c_abf2Salazar Yepes, Gloria StellaLondoño Pineda, NelsonLondoño Orozco, Carlos Arturooai:repositorio.ucp.edu.co:10785/115012025-01-27T23:59:41Z |
| dc.title.none.fl_str_mv |
Microfinance to the service of micro-enterprises and their effects Las microfinanzas al servicio de la microempresa y sus efectos |
| title |
Microfinance to the service of micro-enterprises and their effects |
| spellingShingle |
Microfinance to the service of micro-enterprises and their effects |
| title_short |
Microfinance to the service of micro-enterprises and their effects |
| title_full |
Microfinance to the service of micro-enterprises and their effects |
| title_fullStr |
Microfinance to the service of micro-enterprises and their effects |
| title_full_unstemmed |
Microfinance to the service of micro-enterprises and their effects |
| title_sort |
Microfinance to the service of micro-enterprises and their effects |
| description |
A microenterprise is an economic unit created to incentivize its owners, its initialcapital contribution comes mainly from savings from previous efforts, familycontributions, and loans. Likewise, one of the problems a microenterprise has isits financial structure. The funding decision has an implication on its financialperformance indicators, such as the level of debt, capital cost, the assumedrisk and lending capacity. With this article, it is pretended to present the mostrepresentative results regarding the perception microenterprise managers haverelated to its financial management and the acquisition of loans. In this way,is intended to contribute to the improvement of the financial education thatmicro-entrepreneurs have, this is accomplished through a qualitative researchsupported by a descriptive methodology |
| publishDate |
2019 |
| dc.date.none.fl_str_mv |
2019-06-15 2022-06-01T19:55:08Z 2022-06-01T19:55:08Z |
| dc.type.none.fl_str_mv |
Artículo de revista http://purl.org/coar/resource_type/c_6501 http://purl.org/coar/version/c_970fb48d4fbd8a85 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion |
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http://purl.org/coar/resource_type/c_2df8fbb1 |
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publishedVersion |
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https://revistas.ucp.edu.co/index.php/gestionyregion/article/view/335 http://hdl.handle.net/10785/11501 |
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https://revistas.ucp.edu.co/index.php/gestionyregion/article/view/335 http://hdl.handle.net/10785/11501 |
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spa |
| language |
spa |
| dc.relation.none.fl_str_mv |
https://revistas.ucp.edu.co/index.php/gestionyregion/article/view/335/332 |
| dc.rights.none.fl_str_mv |
Derechos de autor 2019 Revista Gestión y Región https://creativecommons.org/licenses/by-nc/4.0/deed.es_ES https://creativecommons.org/licenses/by-nc/4.0/deed.es_ES info:eu-repo/semantics/openAccess http://purl.org/coar/access_right/c_abf2 |
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Derechos de autor 2019 Revista Gestión y Región https://creativecommons.org/licenses/by-nc/4.0/deed.es_ES http://purl.org/coar/access_right/c_abf2 |
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openAccess |
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application/pdf |
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Universidad Católica de Pereira |
| publisher.none.fl_str_mv |
Universidad Católica de Pereira |
| dc.source.none.fl_str_mv |
Revista Gestión y Región; Núm. 20 (2015); 91-111 2216-1139 1900-9771 |
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Universidad Católica de Pereira |
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1844494704736993280 |