Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking

The present investigation has the objective of evaluating the efficiency in the microfinance institutions in the 32 Mexican Federative Entities, in order to know which are the most efficient institutions and relate it to the institution's corporate purpose. The Data Envelopment Analysis (DEA) m...

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Autores:
Tipo de recurso:
Fecha de publicación:
2023
Institución:
Universidad Pedagógica y Tecnológica de Colombia
Repositorio:
RiUPTC: Repositorio Institucional UPTC
Idioma:
spa
OAI Identifier:
oai:repositorio.uptc.edu.co:001/12538
Acceso en línea:
https://revistas.uptc.edu.co/index.php/inquietud_empresarial/article/view/15642
https://repositorio.uptc.edu.co/handle/001/12538
Palabra clave:
social banking
social development
efficiency
DEA
microfinance
banca social
desarrollo social
eficiencia
DEA
microfinanzas
Rights
License
Derechos de autor 2023 Alberto Ortiz Zavala
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dc.title.en-US.fl_str_mv Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking
dc.title.es-ES.fl_str_mv Evaluación de la eficiencia de Instituciones Microfinancieras en México. Un análisis mediante la envolvente de datos a la Banca Social
title Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking
spellingShingle Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking
social banking
social development
efficiency
DEA
microfinance
banca social
desarrollo social
eficiencia
DEA
microfinanzas
title_short Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking
title_full Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking
title_fullStr Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking
title_full_unstemmed Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking
title_sort Evaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social Banking
dc.subject.en-US.fl_str_mv social banking
social development
efficiency
DEA
microfinance
topic social banking
social development
efficiency
DEA
microfinance
banca social
desarrollo social
eficiencia
DEA
microfinanzas
dc.subject.es-ES.fl_str_mv banca social
desarrollo social
eficiencia
DEA
microfinanzas
description The present investigation has the objective of evaluating the efficiency in the microfinance institutions in the 32 Mexican Federative Entities, in order to know which are the most efficient institutions and relate it to the institution's corporate purpose. The Data Envelopment Analysis (DEA) methodology is used, both the Charnes, Cooper and Rhodes method, the Banker, Charnes and Cooper method and the Sexton Crossed Efficiency Method. As a limitation, there is the fact that the most current data found is from the year 2020. As a result, it is observed that the average efficiency of the MFIs is located at 0.60885551 for the 32 federal entities, pointing to Mexico City at the top as the most efficient. Also, the research finds that the institutions that pursue an economic purpose are the ones that achieve greater efficiency, while the institutions that seek a social objective present the lowest one. Since a sector of the population does not have access to traditional banking the article is relevant; the contribution is in the study of social banking from the microfinance sector.  JEL Codes: C14 Received: 18/02/2023.  Accepted: 28/04/2023.  Published: 26/05/2023. 
publishDate 2023
dc.date.accessioned.none.fl_str_mv 2024-07-05T18:53:06Z
dc.date.available.none.fl_str_mv 2024-07-05T18:53:06Z
dc.date.none.fl_str_mv 2023-05-26
dc.type.en-US.fl_str_mv text
dc.type.es-ES.fl_str_mv texto
dc.type.none.fl_str_mv info:eu-repo/semantics/article
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dc.type.version.none.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.coarversion.none.fl_str_mv http://purl.org/coar/version/c_970fb48d4fbd8a221
status_str publishedVersion
dc.identifier.none.fl_str_mv https://revistas.uptc.edu.co/index.php/inquietud_empresarial/article/view/15642
10.19053/01211048.15642
dc.identifier.uri.none.fl_str_mv https://repositorio.uptc.edu.co/handle/001/12538
url https://revistas.uptc.edu.co/index.php/inquietud_empresarial/article/view/15642
https://repositorio.uptc.edu.co/handle/001/12538
identifier_str_mv 10.19053/01211048.15642
dc.language.none.fl_str_mv spa
dc.language.iso.none.fl_str_mv spa
language spa
dc.relation.none.fl_str_mv https://revistas.uptc.edu.co/index.php/inquietud_empresarial/article/view/15642/12896
https://revistas.uptc.edu.co/index.php/inquietud_empresarial/article/view/15642/14029
dc.rights.es-ES.fl_str_mv Derechos de autor 2023 Alberto Ortiz Zavala
https://creativecommons.org/licenses/by-nc-nd/4.0/
dc.rights.coar.fl_str_mv http://purl.org/coar/access_right/c_abf2
dc.rights.coar.none.fl_str_mv http://purl.org/coar/access_right/c_abf138
rights_invalid_str_mv Derechos de autor 2023 Alberto Ortiz Zavala
https://creativecommons.org/licenses/by-nc-nd/4.0/
http://purl.org/coar/access_right/c_abf138
http://purl.org/coar/access_right/c_abf2
dc.format.none.fl_str_mv application/pdf
text/xml
dc.publisher.es-ES.fl_str_mv Unidad Editorial UPTC
dc.source.en-US.fl_str_mv Inquietud Empresarial; Vol. 23 No. 1 (2023): Inquietud Empresarial 23(1) January-June 2023; 1-14
dc.source.es-ES.fl_str_mv Inquietud Empresarial; Vol. 23 Núm. 1 (2023): Inquietud Empresarial 23(1) Enero-Junio 2023; 1-14
dc.source.none.fl_str_mv 0121-1048
institution Universidad Pedagógica y Tecnológica de Colombia
repository.name.fl_str_mv Repositorio Institucional UPTC
repository.mail.fl_str_mv repositorio.uptc@uptc.edu.co
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spelling 2023-05-262024-07-05T18:53:06Z2024-07-05T18:53:06Zhttps://revistas.uptc.edu.co/index.php/inquietud_empresarial/article/view/1564210.19053/01211048.15642https://repositorio.uptc.edu.co/handle/001/12538The present investigation has the objective of evaluating the efficiency in the microfinance institutions in the 32 Mexican Federative Entities, in order to know which are the most efficient institutions and relate it to the institution's corporate purpose. The Data Envelopment Analysis (DEA) methodology is used, both the Charnes, Cooper and Rhodes method, the Banker, Charnes and Cooper method and the Sexton Crossed Efficiency Method. As a limitation, there is the fact that the most current data found is from the year 2020. As a result, it is observed that the average efficiency of the MFIs is located at 0.60885551 for the 32 federal entities, pointing to Mexico City at the top as the most efficient. Also, the research finds that the institutions that pursue an economic purpose are the ones that achieve greater efficiency, while the institutions that seek a social objective present the lowest one. Since a sector of the population does not have access to traditional banking the article is relevant; the contribution is in the study of social banking from the microfinance sector.  JEL Codes: C14 Received: 18/02/2023.  Accepted: 28/04/2023.  Published: 26/05/2023. La presente investigación tiene el objetivo de evaluar la eficiencia en las instituciones de microfinanzas en las treintaidós entidades federativas mexicanas, con el fin de reconocer cuáles son las instituciones más eficientes y relacionar su desempeño con su objeto social. Se utiliza la metodología de Análisis Envolvente de Datos (DEA), a través de tres métodos: el de Charnes, Cooper y Rhodes, el de Banker, Charnes y Cooper, y el método de eficiencia cruzada de Sexton. Una limitante observada fue el hecho de que los datos más recientes encontrados pertenecen al año 2020. Como resultado, se halla que el promedio de eficiencia de las IMF se localiza en 0.60885551 para las treintaidós entidades federativas, entre las cuales la Ciudad de México es la más eficiente. Además, se evidencia que las instituciones que persiguen un fin económico son las que logran una mayor eficiencia, mientras que las que buscan un propósito social presentan la eficiencia más baja. Uno de los elementos que da relevancia a este artículo es el reconocimiento de que un sector de la población no tiene acceso a la banca tradicional; el aporte está en el estudio de la banca social desde el sector de las microfinanzas. Códigos JEL: C14 Recibido: 18/02/2023. Aceptado: 28/04/2023. Publicado: 26/05/2023.application/pdftext/xmlspaspaUnidad Editorial UPTChttps://revistas.uptc.edu.co/index.php/inquietud_empresarial/article/view/15642/12896https://revistas.uptc.edu.co/index.php/inquietud_empresarial/article/view/15642/14029Derechos de autor 2023 Alberto Ortiz Zavalahttps://creativecommons.org/licenses/by-nc-nd/4.0/http://purl.org/coar/access_right/c_abf138http://purl.org/coar/access_right/c_abf2Inquietud Empresarial; Vol. 23 No. 1 (2023): Inquietud Empresarial 23(1) January-June 2023; 1-14Inquietud Empresarial; Vol. 23 Núm. 1 (2023): Inquietud Empresarial 23(1) Enero-Junio 2023; 1-140121-1048social bankingsocial developmentefficiencyDEAmicrofinancebanca socialdesarrollo socialeficienciaDEAmicrofinanzasEvaluation of the Efficiency of Microfinance Institutions in Mexico. An Analysis through the Data Envelope to Social BankingEvaluación de la eficiencia de Instituciones Microfinancieras en México. Un análisis mediante la envolvente de datos a la Banca Socialtexttextoinfo:eu-repo/semantics/articlehttp://purl.org/coar/resource_type/c_2df8fbb1info:eu-repo/semantics/publishedVersionhttp://purl.org/coar/version/c_970fb48d4fbd8a221http://purl.org/coar/version/c_970fb48d4fbd8a85Ortiz Zavala, AlbertoKido Cruz, AntonioKido Cruz, María TeresaRazo Villagómez, Cesar AugustoGranados Gómez, Juan Paulo001/12538oai:repositorio.uptc.edu.co:001/125382025-07-18 11:31:30.783metadata.onlyhttps://repositorio.uptc.edu.coRepositorio Institucional UPTCrepositorio.uptc@uptc.edu.co

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